Sylvie
@sylvie
Sylvie
@sylvie
Some artists tend to think making money is either a system you sell out to or something to be avoided altogether. But in reality, it’s neither. If you don’t make money, you won’t have any art to make. We must seek to better understand the business of being an artist. Ignoring this reality is the fastest route to stop creating altogether. To be an
... See more“The secret of life is to waste time in ways that you like.“
Save early and late. For many families, surging on TSP/401(k)/IRA before peak child experiential years then reducing retirement savings to boost memory-making expenditures during the Kid-span followed by maximizing saving after the Kid-span is a great way to harness the power of compounding.
Think about it this way—if you’re already at or above glidepath for your retirement needs, will spending $10K more on vacations for 10 years instead of investing $10K more in the TSP knock you off course? We can math that out, but for diligent savers it probably won’t.
Prioritize Roth IRA and taxable accounts.
In retirement, go where the money is: work. Few of us want to age in place at our workplace, but stepping out of the workforce early isn’t inherently virtuous either. What if the bill-payer for the Kid-Span is working a few extra years?
Prioritize. It’s probably going to be a brutal few years in the housing market. The days of cheap mortgages to buy reasonably priced McMansions may be in the rearview mirror for now. Can you tolerate less house to have a better Kid-span?
Discipline your dollars.
I used to write about "creative productivity" - until, slowly, I realized that trying to be "productive" while making creative work is like trying to train a wild, mysterious jungle cat. it is not a dog. it will not obey you. the cat will do whatever it wants - when it wants. however, even wild animals have rhythms, routines, and safe spaces.
... See moreevents (ie. pop-up shops) as third places??