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The Richest Man in Babylon, by George Classen, is where the statement “pay yourself first” comes from.
Robert T. Kiyosaki • Rich Dad Poor Dad: What the Rich Teach Their Kids About Money-That the Poor and the Middle Class Do Not!
My Rich Life is guilt-free spending. I no longer say I can’t afford X, Y, or Z. I say I choose not to spend on it.
Ramit Sethi • I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
That means I urge you to stick by tried-and-true rules, like 20 percent down, a 30-year fixed-rate mortgage, and a total monthly payment that represents no more than 30 percent of your gross income.
Ramit Sethi • I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
THE À LA CARTE METHOD takes advantage of psychology to cut our spending. Here’s how it works. Cancel all the discretionary subscriptions you can: your magazines, TV — even your gym. Then, buy what you need à la carte. Instead of paying for a ton of channels you never watch on satellite, buy only the episodes you watch for £2.49 each from iTunes. Bu
... See moreRamit Sethi • I Will Teach You to Be Rich
The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams
amazon.com
You could cut your monthly expenses down to $3,000.
Ramit Sethi • I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
But the goal of All Your Worth is not to keep making minimum monthly payments forever; the goal is to get rid of these debts altogether. So leave them out of the Must-Haves; they will go in a separate category later on.
Elizabeth Warren • All Your Worth
When it comes to large, complex purchases, we can try to segregate our spending.