People love to argue minor points, partially because they feel it absolves them from actually having to do anything. You know what? Let the fools debate the details. I decided to learn about money by taking small steps to manage my own spending. Just as you don’t have to be a certified nutritionist to lose weight or an automotive engineer to drive

When it comes to weight loss, 99.99 percent of us need to know only two things: Eat less and exercise more. Only elite athletes need to do more. But instead of accepting these simple truths and acting on them, we discuss trans fats, obscure supplements, and Whole30 versus paleo.

Although some people are limited by circumstances, most people will never get rich simply because they have poor attitudes and behaviors about money. In fact, most people in their twenties are Bs: not great, but not bad. There’s a lot of time left for them to set aggressive investment goals, but if they don’t take any action, they end up inevitably

Still, the talking heads on TV make grandiose predictions every day, and whether they’re right or wrong, they’re never held accountable for them.

Roth IRA. The special thing about a Roth

Cynics don’t want results; they want an excuse to not take action. Ironically, even if they win their own manufactured argument, they lose overall, because they’re stuck in a prison of their mind.

The single most important factor to getting rich is getting started, not being the smartest person in the room.

People love to argue minor points, partially because they feel it absolves them from actually having to do anything. You know what? Let the fools debate the details.

There are certain keywords that are major red flags when it comes to investing, including “whole life insurance,” “annuities,” and “primerica.” Any one of those words means, at best, you’re almost certainly overpaying and at worst, you’re being scammed.