The single most important factor to getting rich is getting started, not being the smartest person in the room.

People love to argue minor points, partially because they feel it absolves them from actually having to do anything. You know what? Let the fools debate the details.

There are certain keywords that are major red flags when it comes to investing, including “whole life insurance,” “annuities,” and “primerica.” Any one of those words means, at best, you’re almost certainly overpaying and at worst, you’re being scammed.

Focus on time in the market, not timing the market.

When you’re evaluating a fund, the only way to really gauge it is by looking at its track record for the last ten years or more.

How rich you are depends on the amount you’re able to save and on your investment plan.

National Financial Literacy test,

Whether it’s your time or your money, I can’t emphasize enough how important it is to give back, be it to your own community or to the global community. Volunteer

But living only for tomorrow is no way to live.