The largest neobank in the U.S. is Chime, which has grown to ~13 million accounts by offering no-fee banking. Unlike many “traditional” banks, Chime makes no money through exploitative fees. (Instead, Chime makes money primarily through interchange—essentially the amount merchants have to pay Visa and Chime when they accept a credit or debit card.)
...the ever-increasing feature set of the Wki markup language has become more arcane and more user-unfriendly. Even a new user who braves the community policies is likely to be scared off by the increasing complexity of the markup language.
Treasury allocation power in protocol DAOs should eventually be distributed to contributors based on the reputation they have built. Individuals and groups who've contributed should have more allocation power. Grant programs are the first step to find and seed these contributors.
We are extrapolating machines in a world where nothing too good or too bad lasts indefinitely. When you’re in the middle of a powerful trend it’s difficult to imagine a force strong enough to turn things the other way.
any new technology that’s invented or any new idea that we come up with is ultimately an extension of ourselves, an extension of our physical bodies, an extension of our consciousness. It is us extending something about ourselves further out there into the world.