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3. Business services for 1099 workers: When workers are unbundled from institutions, they lose access to many of the services and benefits that traditional employment conferred: income smoothing with automated tax withholding (i.e. a paycheck), healthcare, employer-sponsored retirement plans, as well as a sense of comradery and community.

You can’t inspire people by giving a talk. It only works in a movie. In reality, if you want to talk about project management, build a CRM, build a website –– it’s about the person who leads that product. You have to be excited about the details. They’re going to see that you’re excited about what they do, which is the details. I think you cannot

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- How does the team and its belief system need to evolve?

Smart contracts are at the core of the ETH blockchain. Ethereum applications allow composability. That is, they can be built on top of each other like Lego blocks.

I have thought a lot about lending to creators through Substack-like platforms. Why do creators need financing? From a commercial perspective, financing could help creators fund the time required to build a subscription base large enough to replace their income (think pre-seed capital).

Mentors and advisors are overrated, while peer groups are underrated

But while users no longer have to trust each other, they still have to trust the platform itself. That’s about to change, with consequences for many different professions and society as a whole.