sari

Young people, on the other hand, were the perfect market for new, unproven products and services. Young people are less tied to existing brands and services, more likely to be technophilic, and have simpler financial needs.

Karat’s founders hope to do something similar with their card. Like Brex, Karat doesn’t require a personal guarantee. And like Brex, Karat hopes that it can turn its underserved market into a gold mine.

A useful historical analogy might be retail. In the second half of the 20th century, retail jobs exploded. But Amazon and its kin moved work out of brick-and-mortar shops. What the e-commerce revolution did for physical stores, the telepresence revolution could do for office-adjacent employment: put downward pressure on the laborers who serve white... See more

We also know that parents with the most acute fears due to race and/or income level are, on the whole, less exhausted and stressed and more rewarded by parenthood. By contrast, parents with fewer fears — whether due to class status or the protections of whiteness — are more exhausted and less rewarded. A harsh reading would be that parents wit

... See more

- Effective take rate: What percentage of GMV can the marketplace capture as net revenue?

As it turns out, there is no unifying theory of game design. To create games, we have to draw upon the art and science of psychology, mathematics, interaction design, and storytelling.