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Tonal CEO Aly Orady says that similar to smartphones, which were first thought of as luxury items, the math may make more sense once the price of a machine is spread out over a couple years. “The formula for this to work at home is the financing program,” he says.

But Christopher Nolan calling HBO Max “the worst streaming service” is similar to JCPenney calling Amazon circa 1999 a terrible experience.

Solving the problem of having only one job: Another weird thing about companies is the idea that the best way for human beings to work together on a project is to have all of them work the same, fixed schedule all of the time. If web3 makes it possible to assemble ad hoc, dynamically-rewarded teams more easily, participants can have a portfolio of ... See more

Another way of seeing the fungibility spectrum, then, is as a measure of how difficult it is to transfer service from one platform to another. As Max Glassman put it in reviewing this argument, “it's all about switching costs… It would be difficult to find our favorite leaders' thoughts in 280 characters elsewhere.”

Meanwhile, when it comes to digital distribution, incumbent banks are catching up. BBVA announced that between January and March nearly two-thirds of its sales were completed digitally, up from prior periods. Citigroup tripled the number of accounts it opened digitally in March compared with same month last year.

Braintrust’s market cap is $315 million, its fully diluted market cap is $896 million, and in December, it announced a fresh $100 million token sale to Coatue, Tiger, and existing investors to fund grants to grow the ecosystem.  

"Help creators and communities build sustainable crypto-native businesses."