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Even if we could resolve payment's friction issues, however, we would still be stuck with the basic problem that some people have much more disposable income than others. Universal basic income would help, and I'm strongly in favor of it, but I don't think that's likely to be politically feasible anytime soon.

In New York, people speak fast. In the American South, they speak slowly. Both of them are a form of politeness, understood in a different way. In New York, you speak quickly because you respect the value of the other person’s time and you don’t want to take up too much of it. In the South, you speak slowly because you want to respect the person by... See more

Tyler Cowen’s book Create Your Own Economy observes that, as individualized social feeds have dwarfed newspapers and personalized Netflix recommendations dwarfed movie theaters, we have less of a shared substrate — less collective knowledge we all learn, less collective experiences we all share, and less collective identities we all embrace.

Remote Work — Many offices and schools are experiencing complete WFH settings for the first time and need to establish infrastructure and collaborative tools to operate remotely. For those working from home, be grateful for this option, and think about ways to support many workers and small business owners who do not have this luxury and, in many c... See more