Jennifer Baez

Local communities in different parts of the world are making a constructive difference in responding to a plethora of crises: global climate change, political authoritarianism, economic disparities, poverty, war and the threat of nuclear war, consumerism, and a general sense of meaninglness.

They are interested in inner transformation as well as

The lowest-income households in the U.S. on average spend $412 a year on lotto tickets, four times the amount of those in the highest income groups. Forty percent of Americans cannot come up with $400 in an emergency. Which is to say: Those buying $400 in lottery tickets are by and large the same people who say they couldn’t come up with $400 in an

By delaying the task of fleshing out and firming up the speech, King allowed Jones to benefit from the Zeigarnik effect. In 1927, Russian psychologist Bluma Zeigarnik demonstrated that people have a better memory for incomplete than complete tasks. (Page 99)

“Once a core belief is formed, you engage in what’s called a confirmation of bias; information that does not conform to your beliefs is discarded or ignored in favor of information that does.”

With it comes something that often goes overlooked: Do not aim to be coldly rational when making financial decisions. Aim to just be pretty reasonable. Reasonable is more realistic and you have a better chance of sticking with it for the long run, which is what matters most when managing money.