Thoughts on Money

"I just found this hammer. What should I do with it?"

Kind of a weird question, right? But it's just like asking "What should I do with this money?"

Well, uh...I dunno. That's not nearly enough information.

A hammer is a tool.

Money is a tool.

You have to get clear on what you're trying to accomplish in life before anyone can tell you what to do with... See more

But consumption smoothing pays homage to an existential reality: Life itself is the ultimate scarce asset. The future is unknowable, and religiously maintaining a double-digit savings rate through the worst squalls of life is not of the utmost importance.

I work with the wealthy, the children of the wealthy and the soon to be wealthy. Please listen to what I have to say. I know you think that if you can just make enough money, your problems will go away. And there will be harmony in your household. And your relationships will be better.Unfortunately, that that’s not how it works. What actually... See more

Here is one that I’ve encountered time and again: marketing is the mother of revenue. Some of you might wince at the idea of self-promotion and all of your biases with the word marketing. When it comes to gigantic corporations, I do too. But let’s consider this in a small business context, where you work in and with your community. In this sense,... See more

You can't win a game if you don't know the rules of the game. You need to understand how money works. You need to understand how money moves. You need to understand how to use it as a tool. My whole mantra working with clients in financial services as an advisor isn't so much to tell people what to do, but to make sure they understand how things... See more

Security is fundamentally about being able to hold and stay in the tension of uncertainty without compulsively resolving it or dispelling it.

This is the kind of work we do as financial advisors. We help clients lean into the tension between money and meaning. It’s not about quick answers! It’s about living with the questions long enough to align their money with what truly matters.

The world is split between those who don't know how to start making money and those who don't know when to stop.

“conventional budgeting methods rely on restriction, discipline, and perfectionism in a way that doesn’t work for people. They ignore an important truth about money: it’s meant to be spent.”