Startups That Offer New Paths to Homeownership

What are the myriad layers and people involved in getting a successful real estate deal done? Why is there an information gap on how to successfully build a downpayment for a home? Why have lenders historically neglected long term prospective customers? What are the creative ways in which people can obtain financing in order to purchase their first... See more

Why can’t a traditional bank do this themselves? 1) They don’t understand how to underwrite using tech industry metrics (ACVs, churn, LTV, engagement, et al.), and 2) they don’t have the tech DNA to underwrite programmatically, which Sand Hill Sachs will have. This may be a new company, an existing fintech player with distribution in tech, a VC fir... See more

A final option is financial engineering: turn a hardware purchase into a subscription by either leasing the product to the end user or financing their purchase for them.