Living Well with Bad Credit: Buy a House, Start a Business, and Even Take a Vacation - No Matter How Low Your Credit Score

Your credit report gives potential lenders basic information about you, your accounts, and your payment history. It tracks all credit-related activities (e.g., credit cards and loans), although recent activities are given higher weight.

single most important thing you can do to improve your credit is to pay your bills on time.

Get your credit score and credit report (one hour). Check them to make sure there are no errors and to get familiar with your credit.

So you can pay off your past