Karat | Union Square Ventures

Karat unlocks a digital entrepreneur’s most persistent and critical need – access to capital.

Since registering, Twitch streamers who have been rejected for business cards twice have accessed lines of credit. A Vlogger with more than 8M followers can now purchase a car and receive financing. And a festival headlining musician who previously needed a parental co-sign is now building their own Karat credit file. Overtime, Karat will become th... See more

Even category-defining influencers face these hurdles. Many lack access to credit, loans, and a business bank account. Some float five-figure sums for production costs on PayPal. Others are unable to prove income requirements to secure a lease. What’s more, the metrics that define a sustainable digital business – subscription growth, audience engag... See more