Supritha S

Take the burgeoning field of biomimicry, for example. Biomimicry looks to nature for solutions to modern problems — after all, Mother Earth has had 3.8 billion years to work out all the design kinks. Biomimetics requires practitioners to be more than engineers, more than biologists, more than ecologists, more than designers, and more than... See more

That said, the study cited above found the average habit takes about 66 days to become automatic. (Don't put too much stock in that number. The range in the study was very wide and the only reasonable conclusion you should make is that it will take months for new habits to become sticky.)

Something has to go on the shelf at eye level. Something has to be placed on the rack at the end of the aisle. Something must be the default choice. Something must be the option with the most visibility and prominence. This is true not just in stores, but in nearly every area of our lives. There are default choices in your office and in your car,... See more

This is a very human impulse, I think — to assign culprits to things that go wrong. When the economy is sluggish, it’s always due to bad policies and the bad people who make them, rather than hideously complex market interactions that even economists don’t understand.

Planning to fail doesn’t mean that you expect to fail, but rather than you know what you will do and how you will get back on track when things don’t work out. If you’re focused on being perfect, then you’re caught in an all-or-nothing trap.

I know I’m being a bit hard on the boot camp notion. It does have its place. But I think that place is mostly to get you onto some sort of gentle ramp. Some place you can actually live, and enjoy.

The hallmark of the fool is that he borrows fleeting pleasures, at interest, from himself.

There is a common phenomenon in the world of personal finance called “lifestyle creep.” It describes our tendency to buy bigger, better, and nicer things as our income rises.