Sublime

I had decided to retire before the season had begun but chose not to announce it for three reasons. First, I didn’t want to go through the year with everyone saying good-bye. That would place too much attention on me. Secondly, Sam had announced that the ’68–69 season was his last, and I didn’t want to take anything away from the recognition he rea

One of the techniques for managing the risk of living longer is to vary your withdrawals by giving yourself a raise only when your assets grow. Again, you start with the now familiar 4% of assets payout as implied by the Rule of 25, but rather than give yourself an automatic raise based on inflation, you instead only increase spending when your ass

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