Sublime

Can we become better than our competition at accumulating, disseminating, and building on our firmwide expertise and experience, so that each professional becomes more valuable in the marketplace by being empowered with a greater breadth and depth of experience?

Schwab U.S. REIT ETF (SCHH) Indexed to: Dow Jones Equity ALL REIT Capped Index Expense ratio: 0.07 percent Number of holdings: 140 Top five holdings: American Tower Corporation, Prologis, Inc., Crown Castle International Corp., Equinix, Inc., Digital Realty Trust, Inc. Russell’s review: The word “Capped” as it appears in the name of the index means

I also recommend figuring out a niche as early in your process as you can and try very hard to stick to it, even if that means your growth is a bit slower in the beginning. In order to help from a cash flow perspective, offer some sort of quick start program but reserve your monthly retainer clients for your niche.

Drop unprofitable clients

Steve Birch, another of our in-house money managers, started managing money earlier. He took advantage of the roaring bull market of the late 1990s and protected most of his gains by going mainly to cash in the bear market. Between 1998 and 2003, he had gained over 1,300%.