Sublime

the number one financial concern Americans have is not having enough money for retirement. “Even a majority of Americans in upper-income households say they are ‘very’ or ‘moderately’ worried about their retirement income,” says Lydia Saad of the Gallup News Service. To bring this close to home, ask your parents what they worry about most. I’ll bet

So, money is good, and money is necessary, and money is that thing that tells you that what you’re doing is not a fool’s errand. But the money is also an albatross, changing your relationship to the art.

Capitalism is hard. But part of the reason this happens is because getting money and keeping money are two different skills. Getting money requires taking risks, being optimistic, and putting yourself out there. But keeping money requires the opposite of taking risk. It requires humility, and fear that what you’ve made can be taken away from you ju

In my conversations with executives, I regularly meet managers who describe their products and services as being commoditized; there is no way to raise customer WTP. (I confess I am usually skeptical. I never quite know if “commoditization” reflects an incontrovertible industry fact or a lack of imagination.)