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Interoperability at scale is possible, and it can enable a healthier and more diverse product ecosystem. As As Jarrod Dicker notes, it remains to be seen whether Web2 will still exist in the future as a parallel to Web3. But it’s clear Web3 is coming, and ultimately whether it is a full replacement will come down to what we as creators and consumer... See more

Loans can be offered when users have significant need and/or high intent;

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The economy is undergoing a profound shift to platform-mediated work, and the conditions around labor are rapidly changing. While the rules of the future of work are currently being debated and litigated, let’s not forget that in centuries past, people died for what we have today: the 8-hour workday, minimum wage, and the prohibition of child labor... See more

I really like watching videos on Douyin of sailing in the ocean. I'm not saying that people's work or life is always really difficult, like crashing ocean waves. I just want to use it as an analogy for a state of mind: no matter what challenges and difficulties there are in work or personal life, these are external. What each of us can do is w

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