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Facebook and Twitter represented Social Networking 1.0, where you were expected to be your whole self online; that expectation, though, was like a legacy company using computers to run their analog business model: it may have been more efficient, but it wasn’t at all an optimal use of technology. The entire magic of software is that it is malleable... See more

Having a low bar for asking for help is a learnable mindset. Now, whenever I encounter something difficult or aversive, my first thought is, “who would be the best person to have on my side here?” Then I begin to reach out to people who could help.

In the future, as issuing platforms become more mature and less expensive to experiment with, I anticipate you’ll see even more vertical neobanks. As the barrier to entry for issuing drops, you’ll see one of these from every company that has aggregated a captive segment of customers, and stands in their money flow.

On the other hand, when someone buys a computer or a mobile phone, the number of consumers and producers both increase by one.

Layer doesn't reinvent a spreadsheet product from the ground up, but creates a complementary layer on top of existing spreadsheet software (Microsoft Excel) which is interesting because:

But rather than dying, these products thrived. Their early adopters overcame the barriers to adoption and adored the end result. They shared their new workflows with the world and wanted to learn how others used the product. Leading to emergent communities of fans who congregate online and in-person to compare notes.

 I think ambition can be a lot more collective and a lot more expansive than it’s given credit for. And I think that when we funnel into this completely work driven, completely output driven striving, we really miss the imaginative or community centered components of it that I think most of us are ambitious about having in our lives in some fo

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