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Robinhood, on the other hand, gives people control... maybe too much control. And so far, people are loving it. Robinhood has added 3 million accounts since the beginning of COVID, and those accounts are trading frequently.

I have no idea how to find the perfect balance between internal and external benchmarks. But I know there’s a strong social pull toward external measures – chasing a path someone else set, whether you enjoy it or not. Social media makes it ten times more powerful. But I also know there’s a strong natural desire for internal measures – being... See more

I have a theory, which has not let me down so far, that there is an inverse relationship between imagination and money. Because the more money and technology that is available to [create] a work, the less imagination there will be in it.

The same question comes up if you apply this to Google search: you could require a choice screen to ask people if they want to see Yelp reviews or Google reviews when they search for a restaurant (and oblige Google to create APIs to enable third parties to plug into its results). But again, we’re not talking about one vertical search category, but... See more

That ties into Twitter’s third big problem: the number of people who actually want to experience the Internet this way is relatively small. There is a reason that Twitter’s userbase is only a fraction of Instagram’s, and it’s not a lack of awareness; the reality is that most people are visual, and Twitter is textual. Which, of course, is exactly... See more

Workers are increasingly forgoing employer-sponsored support systems as they transition towards more self-directed initiatives. Do they understand that such benefits can account for more than 30% of their traditional compensation? That they are often the determining factor in avoiding an unexpected medical expense, being able to pay down student... See more

A blockchain solves these problems. If you issue your assets as a token on a blockchain to begin with, then you inherit an enormous shared infrastructure for managing and maintaining markets.

Mental health 3.0 will be interactive, adaptive, and buttery — more like Duolingo or Peloton than a MOOC or Rosetta Stone.