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We will all start to opt-in for ads [read: personalized experiences]: If you subscribe to my view that technology at its best takes us back to the way things once were — but with less friction and at a far greater scale, then perhaps you’re agree: We want local restaurants to know our names and preferences. We want experiences catered to our... See more

Instead, banks would rather see borrowers have hard assets (e.g. cash or property) or a job description (i.e lawyer, accountant, etc.) that matches a set of borrowers they’ve underwritten before and whose loans governments and investors would happily buy. Creators don’t fit this mold.

A host of companies are emerging that allow companies to more ethically and responsibly leverage personal data.

The thing that no one ever tells you about your calling is that it’s boring. Oh, everything is interesting if you’re interested… shut up. Yes, it will be exhilarating and fun and fluid and and natural and meaningful. It will also be tedious. It will hurt. You will encounter obstacle after obstacle until you feel like you’re in a video game with... See more

Investors may want to watch out for new types of NFTs. If you’re feeling irked you missed out on CryptoPunks, Bored Apes, and Art Blocks, there may be some consolation. New formats are constantly being created; two experts suggest music and “intelligent” NFTs are worth watching.

Chris Dixon: "Composability is to software as compounding interest is to finance. It's sort of this magical thing where if you get it going, it has this sort of exponential hockey stick."