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Brief: Banks are increasingly replaceable. "Embedded finance" makes it easy to deliver financial services in context. Over time, that may result in money gravitating towards influencer-run financial institutions. This could have significant ramifications for how society manages its surplus.

1729 pays people in crypto for doing tasks that involve Creating online content, Learning skills, Working out

I must admit, idling accounts for some of the most relaxing moments of my day. They’re not joyful , nor are they ultimately restful (I’m reading Twitter after all, and I’m still tired afterward, often moreso), but there’s something about the combination of knowing she’s near me, safe and happy, while putting my brain in suspension mode that hits li... See more

Notion is a meta-tool: a tool to build tools and it’s so malleable and makes inventing your own workflows so easy.

This decision-making around how to price digitally scarce music and art illuminated to me that in a commodified streaming economy, most musicians don’t have the ability to set the price of their own creative output in the first place, and may be leaving money on the table in the process.

First, I believe VR will be a major computing platform, as or more significant than the phone and PC were. Facebook should sell about 10 million Oculus Quests this year. The headset will continue to get smaller, lighter, higher res, more powerful, and with many more and better apps. This will drive exponential growth the same way it did with PCs an... See more

Personalization has been discussed for over a decade, whereby customers can have products customized... However, there appears to be a broader trend of what Frog Designs calls “split personality branding”, where larger companies have multiple, smaller brands catering to more highly defined core demographic or psychographic groups.

There’s a real opportunity for a next generation of video conference applications to fill these holes. These new products will begin to address issues such as: How do you shake hands? Exchange business cards? Pick up on the environment around the speaker? Notice the non-verbal cues?