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Financial services simply weren’t designed for the modern internet, and this is a pain point for businesses today: nearly half (46%) of companies report that their banking experience has hindered their company growth.

As we saw with Mr Beast’s launch of his restaurant chain, delivery platforms and ghost kitchens are opening up the restaurant business. The rise of UGC games such as Roblox and Minecraft is opening up the games industry, with influencers like Preston Arsement driving millions of dollars with minimal overhead.

In other words, dominance in a market, not aggregate GMV across many markets, is the goal of any marketplace and ultimately what determines equity value.

If Medium were built on open data, Substack wouldn't have to build an editor, interface, and CMS from scratch. They'd build a subscription module that operates on top of the Medium editor and content.

The shifts triggered by the crisis could also reinforce the viability for digital fashion -- clothing rendered in computer-assisted design programmes either for prototyping purposes or to be 'worn' virtually (by avatars, or via augmented reality, for example) -- in place of tangible garments. “I have seen a need for people to express a deeper sense... See more

It’s not money that determines our happiness, but the presence of some combination of these three attributes: