Sam Blumenthal

Many DeFi advocates anticipate a future world of peer-to-peer uncollateralized lending on blockchains, allowing crypto holders to lend and cut out fees charged by banks for credit scoring, monitoring and payment. Good luck with that. Fintech lending holds some clues since the industry uses AI tools to make uncollateralized lending decisions, and... See more

For many industries, the means of production will essentially follow the call-response of  “Engineer X in the Design of Y”.

Depending on the context of the desired objective, there will be a line of best fit that optimally coordinates the two variables and denotes product-market-fit. Solving this function, i.e. being able to determine the optimal

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