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Budgeting, But Make It Less Depressing

Nobody likes budgeting. But pretending your money problems don’t exist won’t make them go away either. Instead of seeing budgeting as a punishment, think of it as a strategy—like choosing your battles in a game where capitalism is the final boss.

• The 50/30/20 Rule (With a 2025 Twist): Traditionally, this

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Leaning into that discomfort and pushing yourself, whether it’s setting aside an hour to write, reworking a painting again and again, spending hours perfecting an outfit, or saying yes to last-minute plans, will ultimately feel more rewarding because you didn’t give in to those limiting beliefs.