Despite working with DeFi teams for the last 5 years, I think onchain finance is a better name for whats happening.
Decentralization is an important substrate, the real pull is the increase in utility and value when an asset comes onchain turns into a money lego.
Whether an asset is blockchain-native or a real-world asset will matter less and less.
Eventually most ledgers will move onto blockchains, but that will take time and there is tons of value to be created in the meantime.
Despite working with DeFi teams for the last 5 years, I think onchain finance is a better name for whats happening. Decentralization is an important substrate, the real pull is the increase in utility and value when an asset comes onchain turns into a money lego. Whether an asset is blockchain-native or a real-world asset will matter less and less. Eventually most ledgers will move onto blockchains, but that will take time and there is tons of value to be created in the meantime.
DeFi seeks to build a better financial landscape made possible by the advent of the internet and blockchain technology, particularly in three key segments of the banking system: Payment & clearance system (remittance) Accessibility Centralization & Transparency
Sze Jin Teh • How to DeFi: Beginner
DeFi + Real Estate = Future of Real Estate
Buritona • Real Estate Services Move On-Chain - Bankless Publishing
Crypto Theses for 2022
messari.ioPerhaps surprisingly, virtually all of decentralized finance, aka DeFi, consists of finite state applications. As long as you can store a handful of account balances, you can start to build arbitrarily-complex tools for people to trade, borrow, lend, etc... and you'll never have to store more than the ending balances in the long-term. This is becau... See more
Deso • Web3 Will Not Be Built on Smart Contracts • DeSo (Decentralized Social) Blockchain
Traditional assets like equity getting tokenized seems like a clear progression in the future as it would make transferring them far more efficient. Then we’ll see tokenization that bridges the traditional world but adds new possibilities such as advertising space represented as an NFT where you could sell advertising rights to a site and have that... See more