Raisin cookies that look like chocolate chip cookies are the main reason I have trust issues.

That bank does not cash the daily envelope of checks for free, either. It had a consequential commercial negotiation which took notice of the business’ risk profile, high operational costs associated with their custom, and the near certainty that they would be very annoying to work with. The bank ultimately quoted a price per check and, very likely

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We can do a similar reductio ad absurdum for a micropayments-based web. Imagine if everything you do online required you to decide whether to make a tiny payment. Send an email? Pay a few cents. Read one more paragraph of an article? Pay a few cents. And so on. It would be an utter nightmare.