What’s Wrong With Money Management Apps?

Very high level & evolving thoughts on lending businesses within fin-tech from someone trying to make sense of the space 👇

A decade ago, Greed was signified by the rise of investing apps. Coinbase let us buy and sell crypto, minting thousands of Bitcoin millionaires. Fast forward to 2021, and 48% of Americans invested in crypto, with 63% saying the primary reason for doing so was to make money.