Theses for 2020

On identity and privacy

Most Americans are not in good financial shape. We know this. We know that 40% of Americans can’t afford a $400 unexpected expense and that household debt is higher than ever.

On affordable housing

...there’s opportunities for better governance and data/privacy within companies, for users to secure themselves through more private alternatives to traditional technologies and services

...new approaches to climate-related insurance lines (flood, wildfire, etc.), re-location away from vulnerable areas, and sustainable building techniques and materials (even deconstruction).

On homeownership and building equity

...the idea of co-living, if executed properly, can be a low-cost way to bring new affordable housing stock onto the market.

...this non-exhaustive list of spaces and problems I’m (still) thinking about.

Better aging is more a preventative and all-encompassing problem and solution set, as opposed to focusing on the elderly which is largely healthcare-related and corrective.

...dramatically rethinking what homeownership can look like and most likely divorcing the concepts of house as residence and house as savings account.