The technology to change the world for the better is the technology that is in place right now. It’s the best of times and the worst of times. Dystopia or Utopia? Nothing could be simpler. Nothing could be harder.

This engine has created a world economy worth $85 trillion—and counting. From the pioneers of the Industrial Revolution to the Silicon Valley entrepreneurs of today, technology has a magnetic incentive in the form of serious financial rewards. The coming wave represents the greatest economic prize in history. It is a consumer cornucopia and potenti