The Latecomer’s Guide to Crypto (Published 2022)

Like any new technology, crypto is far from inevitable—no matter what its boosters claim. More precisely, decentralization—crypto’s core principle and its most significant contribution to reshaping markets—is far from a sure thing.

For underserved and unbanked populations – 1 billion of whom have mobile phones – crypto offers a shot at financial inclusion. Flowcarbon is revamping carbon credits by making these increasingly important units of account transparent and traceable on blockchains. DAOs, or decentralized autonomous organizations, show how strangers can coor... See more

we've yet to convince the public that crypto is more than just a "currency." In fact, most crypto isn't even a currency anyway — it's gas for a protocol, a utility for a specific ecosystem with no intent of ever being money.