The Future of B2B FinTech: Enabling the Merchant

Universal access to payroll data holds promise for lenders, neobanks, employers, and B2B fintech companies in distinct and interesting ways.

Financial services simply weren’t designed for the modern internet, and this is a pain point for businesses today: nearly half (46%) of companies report that their banking experience has hindered their company growth.

Owning payments allows you to build a winning product. Your customers have different needs, pain points, and goals relating to the flow of money, such as tip pooling for restaurant staff (Toast), paying down business loans with daily card sales (Square), tying payments to rewards (Starbucks), streamlining collections (DocuSign), automating accounti... See more

Key takeaways ● The shift to the Entrepreneurial Age calls for a new breed of consumer finance, one that is focused on facilitating career shifts rather than buying physical assets like houses and cars on credit. ● We need to harness technology to provide better insurance against critical risks. With adequate regulations, the market has the potenti

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Increasingly, fintech isn’t just about stealing the incremental customer, or participating in the evolution of the industry from analog to digital. It is a fundamental overthrow of how things have been done historically: a complete revolution.