The Future of B2B FinTech: Enabling the Merchant

The Internet is a new way to interact, so it’s only natural that 40 years after its invention, we will come up with digitally native ways to distribute and exchange value, unconstrained by legacy financial infrastructure.

Despite strong technology players like Stripe, Square, PayPal, and Robinhood, traditional banks are still dominant.

What I see happening in B2B fintech is a sort of ‘consumerization’ of these previously unknown and unavailable methods of financing to the benefit of all founders, at all stages.

Financial services simply weren’t designed for the modern internet, and this is a pain point for businesses today: nearly half (46%) of companies report that their banking experience has hindered their company growth.

- Integrated payments and lending are unlocking new business models for software companies and vastly improving the user experience.