The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All

I want you to consciously decide what you’re going to spend on. No more “I guess I spent that much” when you see your credit card statements. No. Conscious spending means you decide exactly where you’re going to spend your money—for going out, for saving, for investing, for rent—and you free yourself from feeling guilty about your spending.