The 4% Rule and Safe Withdrawal Rates In Retirement (60 Minute Financial Solutions)
Todd R. Tresidderamazon.com
The 4% Rule and Safe Withdrawal Rates In Retirement (60 Minute Financial Solutions)
Withdrawing 3% or less annually is as near a sure bet as anything in this life can be. Stray much further out than 7% and your future will include dining on dog food. Stocks are critical to a portfolio’s survival rate. If you absolutely, positively want a sure thing and your yearly inflation raises, keep your withdrawal rate under 4%. And hold 75%
... See moreJL Collins • The Simple Path to Wealth
A portfolio can be set up to withstand 99 percent of all scenarios but succumb because it’s the remaining 1 percent that materializes. Based on the outcome, it may seem to have been risky, whereas the investor might have been quite cautious. • Another portfolio may be structured so that it will do very well in half the scenarios and very poorly in
... See moreHoward Marks, Paul Johnson • The Most Important Thing Illuminated
What all this means is that you can make mincemeat out of traditional retirement modeling by getting creative with your assumptions. Now that you know how the game works, you can plan accordingly. You can acquire a rental property or two in your 40s and 50s so you have inflation-adjusting income for the rest of your life. You can learn investment s
... See more