“What is it worth to be the company that quite literally makes every company more profitable?”

Ramp keeps finding itself in the right place at the right time because the company is built to be in the right place at the right time, executing against a mission that will never go out of style with a structure and team that allows it to take advantage of new ways to fulfill it.

It wasn’t about a corporate card, or even just building better software for finance teams to use, but about improving every part of the business that involves a transaction.

It’s an interesting question to think about. Profit is the ultimate arbiter of a business’ financial success. It’s not just about saving money – spending too little can be as damaging as spending too much – but about investing money intelligently in the things that produce outcomes.

Ramp’s mission is to save customers time and money . That’s a clear, timeless mission that Ramp can build against using whichever technology helps achieve it best.

I think the more likely outcome in B2B will be that point solutions – software products that do one thing – are more at risk from integrated platforms that can more easily bundle point solutions into their platform, making their whole offering more valuable as they do.

“there was a loud and clear desire (1) to consolidate even more parts of the finance stack and (2) for Ramp to be that consolidation partner.”

“ Owning the workflow” means embedding the product so deeply into the customer's operations that it's not just a tool, it’s the nervous system of a department.