The two-speed economy is likely to remain in effect. High interest rates (even after some cuts), Medicaid cuts, and other things continue to put downward pressure on lower-income and younger consumers on average. Meanwhile, fiscal spending continues to be aimed at older Americans on average, and wealthy Americans and institutions have generally

6. Convenience stores and drugstores 7. Pharmaceuticals and vitamins 8. Downtown townhomes/condos 9. Active exurban retirement communities 10. Recreational vehicles (RVs)

For what remains of this decade, any appreciation