How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement
Jeff Yeageramazon.com
How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement
when it comes to being happy and satisfied in retirement, the amount of time you spend planning and preparing for it in advance is actually more important than the absolute size of your retirement savings. The simple investment of your time in proactively planning for and envisioning your retirement is, when it comes to enjoying retirement, truly p
... See moreMost film festivals in the United States and even some in other countries—including some of the most popular, like the Sundance Film Festival in Utah and the Toronto International Film Festival—rely on hundreds or even thousands of volunteers to keep the cameras rolling. Volunteers typically get complimentary access to screenings and other special
... See moreannual consumer spending drops by 45 percent between its peak in the forty-five- to fifty-four-year age bracket and the seventy-five-year-plus bracket, something that seems lost in most financial planning.
I took a full year just to explore multiple directions simultaneously. I dabbled at buying and selling antiques and other unique artifacts through a local consignment shop; I tried to parlay my love of gardening and working outdoors into some project work for neighbors; I even became “the Bonsai Guy” for a while,
Consistently living below your means throughout your working years is one of the most important keys to retiring better, earlier, and happier. It allows you to save for retirement, conditions you to living on a fixed budget, and lets you avoid having to gamble on risky investments to make up for lost investing time
“If you’re proactive in planning for retirement and you can envision what it’s going to be like, the money plan will follow,” she says. I have another déjà vu moment, thinking back to my conversation thirty years ago with my friend Bob Johnson and his comment about “the money stuff really isn’t that hard.
become “selfishly employed.” Selfish employment is when you have at least enough financial security and independence to be able to do whatever the heck you want to do for a living, regardless of how much you might, or might not, earn from doing it.
Experts in decluttering and home organization generally give a thumbs-up to Marv’s “five crates” approach, or some similar system of sorting items into categories, including: “Trash,” “Save,” “Sell,” and “Giveaway.” Many decluttering authorities even endorse Marv’s creation of a “Who Knows?” category—a place to set some things aside at least tempor
... See moreMy advice is to think long and hard before launching any selfish employment venture that requires you to risk more than a grand up front.