That’s when I started to think of it as ‘making at a living’ … starting small, risking nothing but my time, and not worrying about whether I’d ever earn a nickel at it. It was the most refreshing, exciting feeling,

Consistently living below your means throughout your working years is one of the most important keys to retiring better, earlier, and happier. It allows you to save for retirement, conditions you to living on a fixed budget, and lets you avoid having to gamble on risky investments to make up for lost investing time

the importance of consistently living below your means throughout your life cannot be overstated.

Most film festivals in the United States and even some in other countries—including some of the most popular, like the Sundance Film Festival in Utah and the Toronto International Film Festival—rely on hundreds or even thousands of volunteers to keep the cameras rolling. Volunteers typically get complimentary access to screenings and other special

Debtor Dementia. (FYI: “Debtor Dementia” or, in Latin, Insaneous Borrowlingus, is a condition I first diagnosed years ago, a delusional state that otherwise rational people enter once they begin borrowing money.

It’s a gorgeous fall day, and we’re gazing at a view of the Swiss Alps that looks like a painting by the late Bob Ross. You know, Ross was the guy with the Afro and goatee on PBS who was famous for teaching those of us who are artistically challenged how to extract amazing landscapes out of a bare canvas, simply by “deciding where your footy hills

annual consumer spending drops by 45 percent between its peak in the forty-five- to fifty-four-year age bracket and the seventy-five-year-plus bracket, something that seems lost in most financial planning.

many lines offer so-called “repositioning cruises” at dirt-cheap fares. In general, you need to be able to travel in the spring or fall to find these deals, depending on the destination/routing. Check with individual lines for any repositioning cruises they may offer, or websites like www.cruisedeals.com.

That said, some financial advisers do suggest that if you have net assets worth between $300,000 and $500,000 (not including the equity in your home), you might consider purchasing long-term care insurance as a prudent investment, provided that you read all of the fine print in the policy first.