
Home Insurance is a Really Big Problem

Until recently, we simply didn’t know how immense this problem was, or how serious the consequences, unless we had suffered them ourselves. For years, social scientists, journalists, and policymakers all but ignored eviction, making it one of the least studied processes affecting the lives of poor families. But new data and methods have allowed us
... See moreMatthew Desmond • Evicted: Poverty and Profit in the American City
“At the core of American housing policy is a secret hiding in plain sight,” she writes. “Homeownership works for some because it cannot work for all. If we want to make housing affordable for everyone, then it needs to be cheap and widely available. And if we want that housing to act as a wealth-building vehicle, home values have to increase signif
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