But cutting out the middle-man is in itself a good insurance policy against whatever reforms the future might bring: In any scenario, there will be people willing to spend significantly on the healthcare industry’s version of a first class flight.

There’s a thief amongst us. The US healthcare system is stealing our money and we don’t even know it. Over the past 25 years, workers and their employers have been paying increasing amounts of money for poorer clinical outcomes. This money could have gone to employees and their families.... See more