A good plan doesn’t pretend this weren’t true; it embraces it and emphasizes room for error. The more you need specific elements of a plan to be true, the more fragile your financial life becomes. If there’s enough room for error in your savings rate that you can say, “It’d be great if the market returns 8% a year over the next 30 years, but if it

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Key Questions to Think About 1.How healthy is your relationship with money? 2.Do you have emergency savings to support you and your family during a disruption in income? How long would that savings last? 3.Do you have a financial plan that is built around your long-term goals? 4.How financially literate are you, and how are you cultivating further

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