344 / Betting on People, Not Pensions

It was not until the 1980s that the idea that everyone deserves, and should have, a dignified retirement took hold. And the way to get that dignified retirement ever since has been an expectation that everyone will save and invest their own money.

Many young people default to tracked behaviors where they choose the safer, consensus “next step” over and over again They keep pushing decisions further out into the future, then get into their mid-30s and have no idea how they ended up where they are. Society must also encourage people to be “spikey” instead of only encouraging people t

1. We believe the world is becoming more centrally managed than ever before, yet with growing unease and fragility in its interconnectedness alongside the meteoric rise of HPC-driven autonomous decision models - in money, but also in fundamental human rights. Therefore we must hedge against this artificial centralization by seeking a custody model out