Sublime

They became millionaires by budgeting and controlling expenses, and they maintain their affluent status the same way.

Why do I continue to write about rich people? It is not for the benefit of rich people! What I write is designed to enlighten those who are confused and misinformed about what it means to be rich. Most Americans have no idea about the true inner workings of a wealthy household.

wealthy individuals are unaware that the habits

Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.

All too often financial advisors have a narrow focus. They sell investments and investment advice. They don’t teach thrift and budgeting. Many find it embarrassing, even degrading, to suggest to clients that their lifestyle is too high.

As for stocks, I like Peter Lynch’s book Beating the Street for his formula for selecting stocks that grow in value.