Sublime

When people entrust money to financial institutions, they generally don’t have the expertise or time to make sure the institution is doing its job. In most cases, it is much more efficient for people to band together and pool resources to ensure that their banks and exchanges are on the straight

Expertise-based practices, as a generalization, tend to be based in a single location relying on the development of a national or regional reputation to attract clients.

many practice groups continue to maintain expertise-based approaches to running their affairs when their marketplace is probably closer to the efficiency stage.

to document and share the best ideas available, so that each professional has a source of help in finding ways to enhance his or her value in conducting the client project.