Sublime

ignore the number and size of your debts entirely, and simply funnel your money toward the debt with the single highest interest rate.

Optimism is unfashionable today, particularly among intellectuals. Everyone makes fun of it. Someone said "Pessimists got that way by financing optimists." But I am not pessimistic and I advise you not to be. As the fellow said, "I'd be a pessimist but it would never work."

This is optimism, and it is not the same as hope. Hope is an emotion, a yearning, the experience of which is not entirely within our control. Optimism is a cognitive stance, a conscious expectation, which presumably anyone can develop through practice.

extraordinary scope of their optimism. They have an enormous sense of self and individualism. They’re very “me” oriented.

For the team at Atlassian, the “optimistic” principle is embodied in an “optimistic interface.14” In JIRA, for example, when a user has to move a card from “In progress” to “Done,” cards are allowed to be moved right away, providing an instant response to the user, even though in the background there are a lot of checks and validations, and many