Sublime

George Bailey Sr. is a kind, loving man who founds the Bailey Building and Loan, the kind of banking establishment that demands a sense of community to be successful. It was designed, first and foremost, to make home ownership available to the “common man” by leveraging the savings of the community to help one

J. S. Morgan’s core business was short-term trade finance, “discounting bills,” as it was called. Its primary customers were American cotton or iron merchants. They typically sold their goods on credit, taking back a piece of paper, or “bill of exchange,” which could be cashed at a specific bank such as Barings at some set future date. If a merchan