Sublime
An inspiration engine for ideas
Money emerges from uncertainty, capital emerges from money, and uncertainty emerges from capital.
Sacha Meyers • Bitcoin Is Venice: Essays on the Past and Future of Capitalism
A financial structure that balances risk and reward.
Every • Introducing Every
The importance of Plaid and the API market more broadly cannot be overstated—an entire generation of neobanks, lenders, and financial management tools have been made possible through programmatic access to bank transaction data.
Andreessen Horowitz (AZ) • The Promise of Payroll APIs | Andreessen Horowitz
For this digital, embedded, and decentralized world to reach its full potential, there are meaningful problems to be solved. We must be able to establish identity, at point of transaction and over time, even if pseudonymous. We must have real time and persistent credit risk management, for people, businesses and for specific obligations between and... See more
Matt Harris • The Future Of Money: A Complete Revolution
When the accumulation drive hits short-term credit, real estate, and passive equity, that is when the party will really start.
Sacha Meyers • Bitcoin Is Venice: Essays on the Past and Future of Capitalism
Sharing ownership allows for more incentive alignment between products and their derivatives, creating incentives for everyone to become a builder and contributor.
Scott Kominers • Why Build in Web3
For example, one savvy fund manager put together a memo outlining the subprime bubble with the clever and memorable subtitle “A Home without Equity Is Just a Rental with Debt.”
Byrne Hobart • Boom: Bubbles and the End of Stagnation
As a result of that size / scale of deposit base it’s almost impossible for Neobanks to compete on cost of capital which means they need to follow suit & implement a subscription bundle.