Sublime
An inspiration engine for ideas
Your identity of the future is a network-based, socially supported pseudonym.
David Birch • Identity is the New Money (Perspectives)
Universal access to payroll data holds promise for lenders, neobanks, employers, and B2B fintech companies in distinct and interesting ways.
Andreessen Horowitz (AZ) • The Promise of Payroll APIs | Andreessen Horowitz
Steve Birch, another of our in-house money managers, started managing money earlier. He took advantage of the roaring bull market of the late 1990s and protected most of his gains by going mainly to cash in the bear market. Between 1998 and 2003, he had gained over 1,300%.
William J. O'Neil • How to Make Money in Stocks: A Winning System in Good Times and Bad, Fourth Edition
Cross River Bank is an interesting example; a major line of their business is originating loans for fintechs which are then largely sold to funding sources that the fintech has lined up (such as investors looking for yield in a low interest environment). This gives CRB an interesting cross section of credit risk across the U.S. footprint of their c... See more
Patrick McKenzie • Community Banking and Fintech
“There are only two ways to make money in business: One is to bundle; the other is to unbundle.” — Jim Barksdale