Sublime
An inspiration engine for ideas
Your identity of the future is a network-based, socially supported pseudonym.
David Birch • Identity is the New Money (Perspectives)
Universal access to payroll data holds promise for lenders, neobanks, employers, and B2B fintech companies in distinct and interesting ways.
Andreessen Horowitz (AZ) • The Promise of Payroll APIs | Andreessen Horowitz
company builders, not financiers. We
Patrick Vernon • Venture Capital Strategy: How to Think Like a Venture Capitalist
Cross River Bank is an interesting example; a major line of their business is originating loans for fintechs which are then largely sold to funding sources that the fintech has lined up (such as investors looking for yield in a low interest environment). This gives CRB an interesting cross section of credit risk across the U.S. footprint of their c... See more
Patrick McKenzie • Community Banking and Fintech
