Sublime

Be specific in identifying your problems.

That way, we individually get what we want while contributing to the evolution of the whole.

defaulting on its debts

10. Favoring Short-Term Gratification over Long-Term Well-Being.

The success of this approach taught me a principle that I apply to all parts of my life: Making a handful of good uncorrelated bets that are balanced and leveraged well is the surest way of having a lot of upside without being exposed to unacceptable downside.

When one can manufacture money and credit and pass them out to everyone to make them happy, it is very hard to resist the temptation to do so.

3 to 5 is more than 20.

Be evidence-based and encourage others to be the same.