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5. De-Fi is an emerging financial technology that uses distributed ledgers to remove middlemen from financial transactions. They are a combination of smart contracts and DAOs.
Vikram Aditya • DeFi, dApps and DAOs: The Key Differences
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Infrastructure for Crypto
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Mirkwoodra
@entropy
DigiCash, more than a simple electronic-payments solution, was cutting-edge in its cryptographic features. It protected user privacy; it removed payment-processing intermediaries and the costs that went with them; it even promised to upend power structures and end corruption.
Paul Vigna , Michael J. Casey • The Age of Cryptocurrency
DeFi protocols organize themselves as Decentralized Autonomous Organizations (DAOs), organizations governed by smart contracts on the blockchain. DAOs allow groups of people to cooperate without centralized management and coordinate around a shared set of rules to achieve a common mission.
Sze Jin Teh • How to DeFi: Beginner
DAOs habitually engage in token swaps to solidify collaborations,