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Housing is one of the most important, most expensive things that humans need.
An estimated 1.6 billion people - one-fifth of humanity - lack access to adequate housing and basic services, according to a recent report by the UN in 2024.
Existing attempts to solve the housing crisis have failed to solve the problem. Approaches meant to solve the proble
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Today, only one in three new homes in America is “self-built” by individuals. In the United Kingdom, the figure is an abysmal one in ten. A regulatory thicket makes it prohibitively difficult and costly for individuals to build.
Sacha Meyers • Bitcoin Is Venice: Essays on the Past and Future of Capitalism
Building homes in a FACTORY | Cover
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The original modern housing finance system was designed with political goals in mind. In the words of William Levitt, the founder of the first postwar suburb, “No man who owns his own house and lot can be a Communist. He has too much to do.”8 This was a literal statement. People with a stake in society—a bit of property—do not rebel. People with no
... See moreMatt Stoller • Goliath
The fewer the merrier
Although it launched an era of home ownership as private enterprise, Levittown was itself made possible by a massive government subsidy. Even though a lion’s share of the money ultimately ended up going to the Levitt brothers, without those subsidies the vast majority of residents never would have become home owners on their own. Not that its curre
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